14th July 2011
Many people have the mistaken belief that a promissory note is sufficient when a debt is owed, particularly if the financial arrangement is between friends or family members. However, it’s important to consider what promissory notes lack. They may be pro...
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11th March 2011
For many people, the thought of applying for a loan conjures up images of stodgy bankers sitting behind big desks in a cavernous marble bank. These images can be pretty intimidating to a person seeking his or her first loan or someone with a less than ste...
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19th January 2011
Whether you need startup financing for a new business, or funds to support a business already in operation, these days personal business loans can be hard to come by. Banks have tightened their belts on all forms of lending. If you're looking for a small ...
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19th January 2011
Most people have multiple credit cards, and many are constantly carrying a balance on one or more of them. Add to that one or more car payments. Now pile on some student loans. Before you can say “interest rate," you can be swimming in debt and battling t...
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12th January 2011
Buying a home is one of life’s biggest financial decisions. There are a few traditional pearls of wisdom that should help you decide whether or not you can afford the financial leap.
Rule #1: Put at least 20% of the purchase price of the home toward a...
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12th January 2011
At LoanBack, you can learn about the benefits of friend and family lending, create a legally recognized loan agreement, set up an easy loan repayment schedule, and more. But if you’re considering borrowing money from a friend or family member, don’t overl...
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26th October 2010
If you read articles about ‘how to go green’ or ‘how to save money,’ you know that giving up your car is always one of the top suggestions. Yes, getting rid of your car will reduce greenhouse gases and open up a lot of room in your household budget. But t...
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